What if I told you that you were missing out on thousands and thousands of free points every single year? No, I am not talking about another credit card sign up bonus, nor I am discussing more flying. Anytime you purchase something online, are you earning all the potential points you could? Most likely, you are earning the most points possible by putting the charge on the … [Read more...] about Same Spending, But More Points
When students are finished with high school and are off to college, they will eventually realize that they are no longer living on their parents' dime. Sooner or later they are going to need to provide for themselves. Now, most college kids are going to be pretty broke throughout this period. Some might have jobs, but even if they do, most will be low paying ones. When it … [Read more...] about Why Students Need to Understand Points and Miles
When I tell people that I have booked flights to Europe for $5.60, they either don’t believe me, thought I said $560, or seem to think I was doing something illegal. The secret: points and miles. While points and miles make sense as reward currencies offered by different companies, most people get scared by the idea of actually using the rewards. Although some programs … [Read more...] about How Do You Redeem Points and Miles?
When people ask me what credit card they should sign up for or what points and miles they should collect, my answer is constant: cards with transferable points and miles. Simply put, transferable points allow you to choose whether you want to have different hotel points or airline miles. The same Chase Ultimate Reward point could be a British Airways avios, a United … [Read more...] about What is a transfer bonus?
When booking a flight, imagine being able to choose an airline rewards program that charges the fewest points for a plane ticket compared to all other reward programs. Then, imagine if this single type of points currency could be used for both hotels and airlines, or whatever is needed to meet your needs for a specific trip. This is the value of transferable points and … [Read more...] about What are transferable points?